Lorrie & Jim Miller's Blog Posts

Factors That Affect Mortgage Approval

Before you look at homes, it’s always a good idea to get pre-approved for a mortgage. This way you know how much you can afford and what your mortgage payment will be. Before you get pre

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How To Get A Mortgage When You Have Bad Credit

The first thing lenders look at when you apply for a mortgage is your credit. If you have a bad credit score, it could be harder to secure financing, but not impossible.Many lenders offer loans for

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Appraisal Contingency

An appraisal contingency is a clause included in a purchase contract that allows you to back out of a contract if a home is appraised for less than the purchase price. ⁣⁣As a buyer, you should

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Is Refinancing a Good Idea?

Your home mortgage is an important investment in your future, and a mortgage refinance can be a smart move to help you manage your investments when used under the right circumstances.  Here are

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Save Your Way to a Down Payment

Tired of renting and want to move towards buying? Then it’s time to start chippin’ away at what you’ll need for a down payment. Not sure how to get started? I’ve got a few

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Sellers: Expect Multiple Strong Offers this Season

The winter season has traditionally been a slower time for home sales. The guidance in the past has been to wait for the warmer months of spring before listing. However, the current real estate

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How Much Should Be Saved For Your Down Payment

As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment?If

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5 Reason's Why Waiting to Sell Could Cost You

Many homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about 40 percent of home sales occur between April and

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Downsizing Made Easy!

Downsizing Made Easy If your lifestyle has changed with time and you’re ready to ditch the big house for a smaller, more manageable home, it might be time to downsize. Deciding to shift to a

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Selling During the Holidays - Pros and Cons

Pros and Cons of Selling During the HolidaysIf you are thinking about listing your home this fall, you might be concerned about showing it, and possibly having to move, over the holiday season. The

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Red Flags when Hiring an Agent to Sell

The easiest way to find the RIGHT agent? Knowing how to sniff out the WRONG agent. Here are few red flags:⁣Slim references.⁣Unfamiliar with your neighborhood.⁣Unable to adequately answer your

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Holidays at Home: December Home Maintenance Checklist

You’re ready for the holidays (at least in spirit!), but is your home following suit?  See for yourself with this pre-holiday home maintenance checklist. ⁣Declutter. Holidays = More.

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