Jomar Concepcion's Blog Posts

83,000 Great Reasons To Buy A Home Today

The financial benefits of buying a home as compared to renting one are always up for debate. However, one element of the equation is often ignored – the ability to build wealth as a homeowner

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Why buying and selling in 2021 make sense.

Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or

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Will inventory increase this year?

If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s

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Home prices in 2021.

The real estate market was on fire during the second half of 2020. Buyer demand was way up, and the supply of homes available for sale hit record lows. The price of anything is determined by the

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The difference between being pre-approved and pre-qualified.

There’s a lot to learn when you’re starting out on your home buying journey. From concepts like earnest money to closing costs, it’s a lot to take in during a very short period.

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Title Insurance: What It Is, Why You May Want It

Buying a home is fraught with all kinds of peril, from home inspections that go terribly awry to negotiations that seem to go on forever and hinge on every little detail. But once you’re

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Home buyer's guide

I'm available to talk if you have any questions or need any assistance! Feel free to contact me at 850-238-5747 or email me at jomar.concepcion@exprealty

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The costs of closing.

Shopping for a house can leave you exhausted and spiritually broken, especially when that dream home is proving tricky to find in your price range. Even though you’ll eventually find the right

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How does rent to own work?

Buying a home is a big deal, especially for those who have had credit problems in the past. The most common way to buy a home is with a mortgage loan, which requires both a credit score that the

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Remodeling home for high ROI

Remodeling can be serious business, especially if you’ve got several pet projects on your list and a limited budget with which to work. It can be tempting to go straight to the items that you

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Why Do We Need Earnest Money?

When you’re shopping for a home, it can feel like you’re hemorrhaging money. You’ve got all sorts of things to pay for, from loan application fees to home inspections, so when the

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UNDERSTANDING THE EFFECTS OF STUDENT LOANS ON MORTGAGES

Student loans...... blehhhh! We all know about them, some of us have them, most of us hate them.. I've recently learned a good bit about how student loans affect mortgage loans. It is no

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Did your salary drop? You can still get a mortgage!

In uncertain times, it can be easy to sit back and worry your time away hoping things will work out eventually. Although worrying will absolutely give you something to do, it won’t get you

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